North Payments — primary
The full North shelf lives on this page — forms, equipment, funding, and the step-by-step statement walk-through.
Credit & debit processing · POS · equipment
Merchant processing built around the way you work.
Accept cards at the counter, tableside, on the jobsite, in the office, or online—with POS systems and payment equipment matched to the way your business actually runs.
Independent guidance across multiple processing options, equipment types, and pricing structures.
Tap, dip, swipe
Countertop or mobile
Start with the problem
What makes merchants switch processors?
Usually it is one of these. Tap the one that sounds like your counter — we will show you how Big Hat handles it, then help you see who fits best for you.
Fees I can't readStatement shock, hidden junk fees, and a total that never matches the rate you were quoted. Fee creep you can't see is still fee creep.The #1 reason merchants switch — 59% of Main Street businesses say lower fees would move them. (PYMNTS / Enigma, 2023)See the fix →
Equipment I've outgrownAn old terminal, no tap-to-pay, no online ordering or invoicing — and a system that eats too much of your time to manage.See the fix →
Nobody to callYour rep vanished, and every problem starts with an 800 number and a hold queue.See the fix →
Money that lands too slowYou ran the cards days ago and you are still waiting on money that is already yours.See the fix →
Stuck in a contractA long term and an early termination fee standing between you and a better setup.See the fix →
Something elseNot on this list? Skip straight to the fit questions and tell us what is going on.See who fits best →
We're not tied to one processor. The only thing we're at the mercy of is what's best for your counter.
The problem
Fees I can't read
The statement lands and the total never matches the rate you were sold. Fees hide between the lines, and nobody will walk you through them.
Here's how Big Hat makes sure our merchants don't have this problem
- Free statement analysis first. Bob reads your current statement line by line and shows you where the money is going — before you sign anything.
- A written comparison before signing. Your current cost next to the proposed setup, in writing, so the numbers are checkable at home.
- Edge dual pricing. Your customers see a cash price and a card price at checkout — their choice, disclosed on the signage. It is a compliant way to offset card-acceptance cost instead of absorbing it in your margins.
The problem
Nobody to call
The person who signed you up is gone. When the terminal acts up at the worst moment, you get an 800 number, a script, and a ticket number.
Here's how Big Hat makes sure our merchants don't have this problem
- A named local agent. Bob Matthews personally — the same person who set you up is the person you call: (770) 835-5584.
- 24/7 backup behind him. North answers support calls around the clock, so a weekend or late-night problem is never just a voicemail.
- One relationship. Bob works with multiple processors, so his job is keeping your setup right — not protecting one company's script.
What would it mean to have a person, not a phone tree?
One tap — or skip it. Your answer travels with you into the fit questions, so Bob already knows what this fix is for.
The problem
Equipment I've outgrown
The old terminal still swipes, but your business moved on — customers tap, order online, and pay invoices, and your equipment can't keep up.
Here's how Big Hat makes sure our merchants don't have this problem
- Payanywhere smart terminals, free placement. Mini $19.95/mo, Terminal $19.95/mo, Flex $29.95/mo — touchscreen terminals for tap, dip, and swipe, plus Tap to Pay on iPhone with no extra hardware.
- Keep the terminal you like. Certified Ingenico, PAX, First Data, and Dejavoo models can be reprogrammed to North — you keep your hardware and just change who processes.
- Payments Hub included in the picture. Invoicing, payment links, and real-time reporting, so the new setup covers the counter and the back office.
What would a counter that keeps up let you do?
One tap — or skip it. Your answer travels with you into the fit questions, so Bob already knows what this fix is for.
The problem
Money that lands too slow
You did the work and ran the cards, but the deposit takes days to show up — and payroll, vendors, and rent do not wait on your processor.
Here's how Big Hat makes sure our merchants don't have this problem
- Next Day funding is standard. Your money lands the next business day — that is the baseline, not an upgrade.
- Same Day when you need it. Batch by 10:30 AM ET and Same Day funding is available for tight cash-flow weeks and weekends.
- Deposits you can watch. Payments Hub shows every sale, batch, and deposit in real time, so you always know what is coming and when.
What would getting paid a day sooner fix?
One tap — or skip it. Your answer travels with you into the fit questions, so Bob already knows what this fix is for.
The problem
Stuck in a contract
You would switch tomorrow, but a long term and an early termination fee say otherwise — so you stay in a setup you already know is wrong.
Here's how Big Hat makes sure our merchants don't have this problem
- Month-to-month traditional processing. The port-over path to North runs month to month — you stay because it works, not because a contract says so.
- Switching costs covered up to $295. North reimburses early termination fees up to $295 at qualifying volume — the reimbursement certificate is on the forms shelf in the Resource Center.
- Eligibility checked before you commit. Bob confirms what your switch looks like from your statement, in writing, before anything is signed.
What would you do with the fee you're paying to leave?
One tap — or skip it. Your answer travels with you into the fit questions, so Bob already knows what this fix is for.
Fees — step by step
Start with your numbers. End with a real one.
Three taps about what you pay now, one tap about what the savings would do, a few basics — then your statement turns it into an exact comparison.
Step 1 of 5
Your numbers, in three taps
No typing, no digging up paperwork. Estimates are fine — the exact figures come from your statement later.
About how much do you pay in processing fees each month?
About how much do you process each month?
What kind of business do you run?
Does any of this describe your business?
Tap any that apply. These industries are welcome — they just need a little more paper for underwriting, and Step 4 will ask for exactly the right amount. Nothing here disqualifies you.
Your recap builds as you tap — pick a fee range, a volume, and your business type to continue.
If those fees dropped, what would it do for your business?
One tap. This is the reason the numbers matter — and it is the first thing Bob will ask you about when he calls.
No wrong answer — and you can skip this step entirely.
The nitty-gritty, minus the sensitive parts
Think of this as the head start on your application — every answer here is one less thing to fill in later.
Two ways to handle card fees — which sounds like your store?
Both are on the table at a lot of counters. Pick how you want to handle the cost — or ask to see both before you decide.
Pick your equipment
Keeping your equipment — how the move to North works
First, what terminal do you have? Tap the make, and add the model if you know it — it is usually printed on a label on the terminal itself.
The certified list: Ingenico, PAX, First Data, and Dejavoo models on North's EPX Certified Equipment List can be reprogrammed to North — you keep your hardware and just change who processes, on month-to-month traditional processing.
The locked-hardware reality: Clover, Square, and Verifone hardware is built to run only on its own processor, so it can't be reprogrammed to North. If that's your terminal, you won't pay for hardware: North places a Payanywhere terminal free.
Not sure of the make? Pick “Other” and add anything on the terminal's label — Bob will identify it against the certified list.
Application-lite: this page never asks for a Social Security number, a date of birth, or bank details. Those sensitive pieces happen later, inside North's secure application — and Bob pre-fills most of that application from the answers you give here, so you finish only what's left.
Your name, business, email, phone, and how customers pay are all it takes to continue. Equipment can be decided with Bob.
Now the statement — this is where your exact number comes from
Based on your business type, here is exactly what to send.
- Your most recent month's processing statement — one statement is all a standard analysis needs.
Your statement is handled securely, never shared, and used only for your savings analysis. It goes through the encrypted upload — nothing financial is collected on this page itself.
Upload my statement securelyThe secure upload opens in a new tab (PDF, JPG, or PNG). You may black out account numbers first — only the fee lines are needed. Bob returns your written comparison within one business day. Prefer to do it later? Continue — Bob will send you the same secure link.
Your industry needs a little more paper for underwriting — that is normal for these categories, and gathering it now means no second trip later. Please have ready:
- Three months of processing statements
- Three months of bank statements
- Two years of tax returns may also be requested during underwriting.
Your statements are handled securely, never shared, and used only for your savings analysis and application. They go through the encrypted upload — nothing financial is collected on this page itself.
Upload my statements securelyThe secure upload opens in a new tab (PDF, JPG, or PNG). You may black out account numbers first — only the fee lines are needed. Bob returns your written comparison within one business day. Prefer to do it later? Continue — Bob will send you the same secure link and a short checklist.
You are set — here is what happens next
No obligation at any point. The comparison is yours to keep either way.
Best fit
North Payments looks like your fit
- Your biggest headache is fees — the free statement analysis and Edge dual pricing go straight at that, with a written comparison before you sign.
- Bob will confirm the fit against your statement before recommending anything final.
The alternative
Another processor may fit better
Bob also works with other processors — Big Hat is not tied to one. If another option fits your situation better, he'll tell you, and the statement comparison is how it gets decided.
Free statement review
Upload your statement. See exactly where you're overpaying.
Bob personally reviews every statement and walks you through it line by line — where the fees hide, what they actually cost you, and what a fair rate looks like for your business. No obligation, no pressure.
Your statement goes directly to Bob — no one else sees it. It is used only for your comparison, never shared, and you may black out account numbers first. Bob returns your written comparison within one business day.
Your statement is handled securely.
It is submitted through an encrypted form, and only Bob has the access code needed to read it. Encryption reduces risk, but no online system can promise that a breach is impossible. Read the security details.
The secure Jotform opens in a new tab. Upload PDF, JPG, or PNG files.
What happens after you upload
Your files and form answers are encrypted in Jotform. Bob uses his private access code to open the submission and review it for your consultation. That protection is designed to keep the contents limited to Bob, but—like any online service—it cannot eliminate every possible security risk.
The Resource Center.
Everything a business owner needs to look over at home — forms, plain-English explainers, and a step-by-step path to a free savings comparison. No pressure, no sales visit required. Start wherever you like and finish on your own schedule.
Bob Matthews · Big Hat Solutions · North Payments Sales Partner · Agent ID 154373
Questions while you look things over? Call (770) 835-5584.
Every application here runs the secure way — and tracks back to Bob
No generic processor signup links. No sensitive numbers on this website. Here is the path, start to finish:
- 1You start on this siteBasic contact and business basics only — never a Social Security number, a date of birth, or bank details.
- 2Bob starts it under Agent ID 154373Bob personally creates your application in his agent account, so it is credited and tracked to him from the first click — and every update comes back to him.
- 3You finish on a personal secure linkBob sends you your own secure link from the processor. The sensitive pieces are entered only there, on the processor's secure application — never on this site.
If it starts at Big Hat Solutions, it starts with Bob Matthews — not a call center, not a random sales queue.
More than one way to get you fitted
Bob places merchants with the processor that fits the business, not the one he's stuck with. North and VizyPay each have a full shelf on this page — hardware, programs, and how getting started works. Elevate is a focused dual-pricing option described below. Global Payments / Central Payments is still being finalized, so that path stays available through Bob for now.
Elevate Payment Alliance
A focused option below: patented Dual Credit and Cash Pricing for small merchants whose customers see a cash price and a card price, plus a card-not-present approach built on ACH for invoicing and online sellers. Guided application Bob submits for you.
See the Elevate shelfVizyPay
A full shelf below: Dejavoo P Line hardware — P1 countertop, P8 handheld, and P5 PIN pad — and dual-pricing programs built for small and local businesses.
See the VizyPay shelfGlobal Payments / Central Payments
Bob also places merchants through Global Payments and Central Payments when that is the better fit. Agent access is still being finalized, so program details and materials for this path are available through Bob.
Forms shelf
Download a form, fill it out at home, and send it back to Bob. Every form carries Bob Matthews, Big Hat Solutions, and Agent ID 154373 — and nothing on this page submits a form directly to a processor.
New Merchant Account Set Up Form
The starting paperwork for a new merchant account — business details, contact information, and how you take payments today.
Early Termination Fee Reimbursement Certificate
Locked into a contract with another processor? This certificate covers switching costs for qualifying merchants.
Switching costs covered up to $295Merchant Debit Authorization Form
Authorizes the account debits tied to your merchant account — processing fees and related charges, spelled out before you sign.
Edge Customer Notice Signage — English
The counter sign that tells your customers, in plain language, how the Edge dual-pricing program works at checkout.
Edge Customer Notice — Spanish
The same Edge customer notice in Spanish, so every customer at your counter gets the explanation in their language.
Card-Not-Present Addendum
The addendum for keyed, phone, and online transactions — the extra terms that apply when the card is not physically present.
Fill forms out at home and return them to Bob — he reviews everything before anything moves forward.
Learn shelf
The programs and equipment, explained the way Bob would explain them across your counter — plain English, known prices stated up front, and no made-up rate quotes.
The Edge Program
Dual pricing, explained simply: your customers see a cash price and a card price at checkout — their choice, disclosed on the counter signage. We don't do surcharging. It is a compliant program that offsets card-acceptance cost openly instead of burying it in your margins.
Payanywhere smart terminals
Touchscreen terminals that take tap, dip, and swipe at the counter or on the go — plus Tap to Pay on iPhone, which turns your phone into the terminal with no extra hardware.
Mini $19.95/mo · Terminal $19.95/mo · Flex $29.95/mo — free placementPayments Hub merchant portal
Your back office online: send invoices, share payment links, and watch real-time reporting on every sale, batch, and deposit — from the shop or the couch.
Premium Plus $29.95/moFunding: Next Day & Same Day
Next Day funding is standard — your money lands the next business day. Need it faster? Same Day funding is available when you batch by 10:30 AM ET.
About North
North has processed payments for 30+ years, ranks among the top 10 non-bank acquirers in the U.S., moves $100B+ every year, and answers support calls 24/7. Bob is your local point of contact on top of all of it.
Why a statement comparison?
Your real cost lives in your statement — card mix, ticket sizes, and the fees buried between them. That is why the honest way to price your account starts there, not with a guessed quote. The guided walk-through below takes you there step by step.
Start the walk-throughVizyPay shelf — Dejavoo hardware & dual pricing
A full placement option for small and local businesses where dual pricing fits. VizyPay runs on the Dejavoo P Line — countertop, handheld, and PIN pad — and Bob places you after a statement review, the same way he does with North. No self-serve signup, no guessed quotes.
Dual pricing, with the choice disclosed
VizyPay is known for its cash-discount and dual-pricing programs for small businesses. At checkout your customers see a cash price and a card price — their choice, disclosed up front — so the cost of accepting cards is handled openly instead of buried in your margins. Bob only recommends it where it fits your customers and your counter, and he explains it in plain English before you decide.
Dejavoo P1 — the countertop anchor
A fixed-counter terminal with a 5.5-inch IPS touchscreen, a physical keyboard, and a built-in printer, connected by WiFi, LAN, or USB. Its gateway supports dual pricing, automatic batch, e-receipts, and merchant loyalty — the everyday work of a busy register in one unit.
Dejavoo P Line · P1Dejavoo P8 — handheld & mobile
A handheld wireless Android terminal for tableside, curbside, and on-the-go checkout, with a 6.517-inch HD touchscreen on WiFi or LTE. It is the P Line option that moves with the customer instead of waiting at the register.
Dejavoo P Line · P8Dejavoo P5 — handheld & PIN pad
A compact 5-inch HD handheld and customer-facing PIN pad with Bluetooth, WiFi, and LTE. It takes EMV contactless plus chip & PIN, chip & sign, or swipe — lightweight and easy to operate one-handed at the counter or in the field.
Dejavoo P Line · P5Already have Dejavoo?
That hardware is already familiar territory here. Dejavoo terminals are on the keep-your-equipment list explained in the walk-through below — many models can be reprogrammed rather than replaced. If you already run Dejavoo, Bob checks your model first before suggesting any new hardware.
Placed by Bob, backed by professional platforms
Bob works in professional agent platforms, including VizyPay's VEXIS back office, to set up and support the accounts he places. You never hand a login to this site — when you are a merchant, you sign in to your own processor portal directly. To be considered for VizyPay, start with a free statement review or the application-lite in the Start shelf below.
Start with application-liteHardware details are from the Dejavoo P Line sheet for VizyPay. Final equipment and program fit are confirmed by Bob from your statement and how your counter runs — nothing here is a rate quote or a guaranteed saving.
Elevate — dual pricing for small merchants
One of the processors Bob works with, built around one program: Dual Credit and Cash Pricing. Elevate comes up in the fit questions on this page when your answers point to dual pricing, and the paperwork is handled for you.
Where Elevate fits
Elevate fits a small merchant who wants the pricing conversation to start with one question: who carries the processing cost, you or the card-paying customer? Your customers see a cash price and a card price — their choice, disclosed up front — and the card price is set to cover the processing cost. Bob compares Elevate against North and VizyPay in writing before recommending it, and it is never presented as a guaranteed saving.
Patented program, support behind it
Elevate describes its Dual Credit and Cash Pricing technology as patented and designed to be compliant in all 50 states — their claim, in their words. Elevate's company profiles list 24/7 US-based customer service behind its merchants, and Elevate is a cooperative-style alliance whose sales representatives and employees can qualify for an ownership share.
Invoicing or selling online?
For businesses that mostly invoice or sell online, where the card is not present, Elevate offers a cash discount approach built on the lower-cost ACH network. That is a different fit from a busy counter — Bob checks it against how you actually get paid before it goes on your short list.
Equipment & services, by category
Equipment options through Elevate cover countertop terminals, full point-of-sale systems, mobile and wireless devices, and online payments — matched to how your business actually takes cards. Elevate publishes categories, not specific models, so no model is promised here. Its service set also includes check processing and gift card and loyalty programs alongside card processing.
Handled for you, by Bob
Start with the short application-lite in the Start shelf below. After your free statement review, Bob submits through Elevate's Merchant Center intake for you, and your agreement arrives for e-signature — no long processor form to tackle alone. Elevate is a Colorado-based independent sales organization founded by Hawkins Siemon; Bob is your local Georgia contact, and Elevate's public line is (888) 862-4009.
Start with application-liteProgram details for your business are confirmed in your written comparison — no internal fees or rates are quoted on this page.
Start shelf
Ready when you are. Leave your details and Bob takes it from there — or, if you are already a merchant, sign in to Payments Hub.
Start my application
Bob personally starts each application so it is tied to his agent account (Agent ID 154373), then sends you a personal secure link to finish at home. Nothing is submitted to a processor from this page. The application goes to whichever processor fits your business — North, Elevate, VizyPay, or Global Payments/Central Payments.
Already a merchant?
Sign in to Payments Hub to check deposits, run reports, send invoices, and manage your account — any time, from anywhere.
Merchant Login — Payments HubYour free statement savings comparison, step by step
Five short steps. You will pick your equipment, see what your setup looks like, and land on the one thing that produces an exact number: your statement.
Step 1 of 5
What kind of business do you run?
Choose the closest match — it decides exactly which statements to gather in Step 4, nothing more.
Does any of this describe your business?
Tap any that apply. These industries are welcome — they just need a little more paper for underwriting, and Step 4 will ask for exactly the right amount. Nothing here disqualifies you.
Pick your equipment
Tap everything you would use. Placement prices are the known monthly figures — free placement, no purchase required — and your setup summary builds as you go.
Keeping your equipment — how the move to North works
First, what terminal do you have? Tap the make, and add the model if you know it — it is usually printed on a label on the terminal itself.
The certified list: North's EPX Certified Equipment List names the terminals that can be reprogrammed to North: the Ingenico line (Desk 1500/1600/2600/3500 including the WiFi models, Lane 3000/5000/7000, Link 2500, Move 5000, and iSC), the PAX line (A35, A77, A80, A920/A920 Pro, D210, E600 Mini, E700), First Data's FD130/FD150/FD300, Dejavoo terminals, and Magtek readers. If yours is on the list, it gets reprogrammed to North — you keep your hardware and just change who processes, on month-to-month traditional processing.
The locked-hardware reality: Clover, Square, and Verifone hardware is built to run only on its own processor, so it can't be reprogrammed to North. If that's your terminal, you won't pay for hardware: North places a Payanywhere terminal free.
Not sure of the make? Pick “Other” and add anything on the terminal's label — Bob will identify it against the certified list.
Either way, the next steps don't change: keeping your equipment does not skip the statement step — your statement in Step 4 is how Bob prices the port-over against what you pay today.
Your setup
- Nothing picked yet — tap an option above.
Known equipment placement so far: $0.00/mo. Final plan details are confirmed in your written comparison.
Your volume and your biggest headache
An estimate is fine — the exact numbers come from your statement in the next step.
Two ways to handle card fees — which sounds like your store?
Both are on the table at a lot of counters. Pick how you want to handle the cost — or ask to see both before you decide.
Monthly volume is required. Your processor and pain point can be left blank.
Now the statement — this is where your exact number comes from
Based on your business type, here is exactly what to send.
- Your most recent month's processing statement — one statement is all a standard analysis needs.
Your statement is handled securely, never shared, and used only for your savings analysis. It goes through the encrypted upload — nothing financial is collected on this page itself.
Upload my statement securelyThe secure upload opens in a new tab (PDF, JPG, or PNG). You may black out account numbers first — only the fee lines are needed. Bob returns your written comparison within one business day. Prefer to do it later? Continue — Bob will send you the same secure link.
Your industry needs a little more paper for underwriting — that is normal for these categories, and gathering it now means no second trip later. Please have ready:
- Three months of processing statements
- Three months of bank statements
- Two years of tax returns may also be requested during underwriting.
Your statements are handled securely, never shared, and used only for your savings analysis and application. They go through the encrypted upload — nothing financial is collected on this page itself.
Upload my statements securelyThe secure upload opens in a new tab (PDF, JPG, or PNG). You may black out account numbers first — only the fee lines are needed. Bob returns your written comparison within one business day. Prefer to do it later? Continue — Bob will send you the same secure link and a short checklist.
You are set — here is what happens next
No obligation at any point. The comparison is yours to keep either way.
Best fit
North Payments looks like your fit
- Bob will confirm the fit against your statement before recommending anything final.
The alternative
Another processor may fit better
Bob also works with other processors — Big Hat is not tied to one. If another option fits your situation better, he'll tell you, and the statement comparison is how it gets decided.
Straight answers
The questions owners ask at home, answered the same way Bob answers them in person.
What will this cost me?
It depends on the equipment and plan you pick — the placement prices on this page are stated up front ($19.95–$29.95/mo, free placement). Your exact processing savings come from the statement analysis, in writing. No guessed quotes, no numbers invented to win you over.
Are there early termination fees?
If you are leaving another processor, North reimburses early termination fees up to $295 at qualifying volume — the reimbursement certificate is on the forms shelf above. Bob confirms your eligibility from your statement before you commit to anything.
Do I have to buy equipment?
No. Equipment is placed, not purchased — the Mini, Terminal, and Flex run on free placement at the monthly figures shown, and Tap to Pay on iPhone needs no hardware at all.
Can I keep my current terminal?
Often, yes — if your terminal is on North's EPX Certified Equipment List: the Ingenico line (Desk, Lane, Link, Move, and iSC models), the PAX line (A35, A77, A80, A920/A920 Pro, D210, E600 Mini, E700), First Data's FD130/FD150/FD300, Dejavoo terminals, and Magtek readers. Those get reprogrammed to North — you keep your hardware and just change who processes, on month-to-month traditional processing. Clover, Square, and Verifone hardware is processor-locked and can't come over — but you won't pay for hardware: North places a Payanywhere terminal free.
When do I get my money?
Next Day funding is standard. Same Day funding is available when you batch by 10:30 AM ET — handy for weekends and tight cash-flow weeks.
What's the catch?
There isn't a hidden one — and here is how you can check that. The statement analysis is free, the comparison is yours in writing whether you switch or not, and the equipment prices are published on this page instead of revealed on a sales call. Bob is paid by the processor only if you choose to switch. If the numbers don't beat what you have, he'll tell you to stay put.
I'm still under contract — can I even switch?
Usually, yes. North reimburses early termination fees up to $295 at qualifying volume, and the traditional processing you would move to runs month to month — no new long term to get stuck in. Bob checks your eligibility from your statement before you commit to anything, so you know the real cost of leaving before you leave.
More than a card machine.
A payment setup touches checkout speed, cash flow, reporting, customer experience, and staff training. The right solution brings those pieces together without adding unnecessary complexity.
Statement review & solution matching
Review the current processing setup, identify the real cost drivers, and match the business with an appropriate provider and equipment path.
Start a statement reviewCard & contactless payments
Accept chip cards, tap-to-pay, digital wallets, and traditional card payments.
Point-of-sale systems
Coordinate checkout, menus or inventory, staff access, receipts, and reporting.
Mobile & field payments
Take payments where the work happens with portable terminals and mobile readers.
Pricing program options
Compare conventional, cash-discount, and dual-pricing structures where available.
Full-featured POS
Clover systems available
Polished countertop setups with customer-facing checkout and deeper business tools.
Clover Station Duo shown · image source
Practical everyday option
Smart terminal
A compact, cost-conscious choice for straightforward counter or mobile payments.
From essential to advanced
The right machine—not simply the biggest one.
Choose from affordable, familiar card terminals through full-featured Clover point-of-sale systems. The recommendation is based on transaction volume, mobility, connectivity, receipts, and the software tools your team will actually use.
- AClover POS systemsPremium countertop and handheld options for businesses that want a polished checkout plus stronger software tools.
- BEveryday smart terminalsAll-in-one touchscreen devices such as the PAX A920 for a capable setup without a full station.
- CEssential countertop machinesFamiliar, budget-minded terminals for merchants who mainly need dependable tap, dip, swipe, and receipts.
- DPortable & online optionsMobile readers, virtual terminals, invoicing, and recurring-payment tools when the counter is not the whole business.
Five minutes · straight answers
Find Your Fit
Tell us how your business works, what you pay, and what equipment you use. You’ll get a practical first-pass match built around your workflow, equipment, and priorities.
Step 1 of 6
What kind of business do you run?
Choose the closest match. Your selection takes you straight to the next step.
Tell us about your volume and current costs
Estimates are fine. These details help compare the full cost of changing, not just the headline rate.
Monthly volume is required. Everything else can be left blank if you do not know it.
What equipment are you using?
Choose the equipment or platform you use most. If you are unsure, a terminal photo can help Bob identify it later.
Optional · JPG, PNG, or WebP stays in this page until you continue.
What do you like and not like about your current setup?
Tell Bob what should stay and what needs to change. Both answers are optional.
Two ways to handle card fees — which sounds like your store?
Both are on the table at a lot of counters. Pick how you want to handle the cost — or ask to see both before you decide.
Your fit answer
A practical first look at what can serve your business well.
Recommended first look
Elevate
Built around your business.
Why it fits your business
Two things to weigh
Want Bob to take it from here?
“I’m Bob. I shop the deals myself.”
Share your contact details for a personal follow-up, schedule a time for Bob to call you back, or call him now.
Nothing is sent from this screen. Continue to the private review form below to check your details and submit them securely.
Built for the businesses doing the work.
Different businesses need different checkout speeds, reporting, mobility, integrations, and customer experiences. The setup starts with the way your business actually operates.
Multiple processing paths.
Active processing relationships across multiple platforms and account profiles.
One relationship. More solutions.
Merchant processing is the front door. As trust grows, the conversation can also include life insurance, key person insurance, retirement planning, group benefits, and business succession with an Independent Insurance Agent.
A review built around your business
Tell us how you take payments.
Answer a few practical questions and send your review request directly to Big Hat Solutions. No email app, account, or login needed.
Prefer to talk? Call (770) 835-5584.Caller’s standard carrier rates may apply.
Thank you — your review request is in.
Bob now has the business and processing details you submitted.
Choose a convenient time now
Book your 15-Minute Merchant Rate Review
Program availability, pricing, equipment, funding times, and approval vary by provider and merchant profile. Merchant accounts are subject to underwriting and provider terms. Provider names and trademarks belong to their respective owners.
Merchant services · Atlanta metro, Georgia
Credit card processing for Atlanta-area small businesses
Big Hat Solutions is based in East Point and works with small businesses across the Atlanta metro — restaurants, retail shops, trades, salons, auto shops, dental and professional offices, and online sellers who need honest credit card processing, the right POS system, and a local agent they can actually call.
Credit card processing in Georgia
Card acceptance at the counter, tableside, on the jobsite, in the office, or online — matched to how your business runs, with pricing explained from your real statement, not a guessed quote.
POS systems & payment terminals
Smart terminals and full POS systems for counter, tableside, and mobile checkout — including free-placement options, and reprogramming for many Ingenico, PAX, First Data, and Dejavoo models you already own.
Dual pricing & lower processing fees
Edge dual pricing and traditional pricing compared in writing, side by side — so you see exactly what you pay today and what changes, before you sign anything.
Free merchant statement review
Send a recent statement and Bob reads it line by line — where the fees hide, what you actually pay, and whether switching saves you anything. Free, with no obligation.
See who fits best for you
Areas served across metro Atlanta
- East Point, GA
- Atlanta, GA
- College Park, GA
- South Fulton, GA
- Hapeville, GA
- Sandy Springs, GA
- Cobb County, GA
- North Fulton, GA
- Gwinnett County, GA
Official website
Big Hat Solutions — bighatsolutions.co
This is the official website for Big Hat Solutions at bighatsolutions.co — credit card processing, merchant services, POS systems, and payment terminals for small businesses in East Point, Atlanta, College Park, South Fulton, and across metro Atlanta, Georgia. Owner and local agent: Bob Matthews, North Payments Sales Partner, Agent ID 154373, 3645 Marketplace Boulevard, Suite 130, Box 107, East Point, GA 30344 — (770) 835-5584, bob@bighatsolutions.co.
Looking for retirement, life insurance, and legacy planning? That's our sister site: Big Hat Legacy — bighatlegacy.com. Search “Big Hat Solutions,” “Big Hat Solutions East Point,” or “credit card processing Atlanta GA” on Google, Bing, Brave, or Safari to find this page.
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